50 card listings
Compare cards with the details that matter.
Compare fees, rewards and introductory offers. Each card page identifies checked facts and terms that still need issuer confirmation. List order does not predict suitability or approval.
Category leaders today
50cards · Reviewed weeklyTop cash back
Unlimited 2% cash rewards on net purchases
Wells Fargo Active Cash Card · $0 annual fee
Top travel
50,000 points and a $99 Companion Fare (plus taxes and fees from $23) after $1,500 in purchases within 90 days.
Bank of America Atmos Rewards Ascent Visa Signature · $95 annual fee
Longest 0% APR
18 mo
Citi Double Cash Card · $0 annual fee
Top no annual fee
Unlimited 2% cash rewards on net purchases
Wells Fargo Active Cash Card · $0 annual fee
Browse all cards
Filter 50 cards by what you actually care about.
Showing 50 of 50 cards
American Express
American Express Business Gold Card
Annual fee
$375
Top reward
4x in your top two eligible categories on first $150,000 combined/calendar year
Bonus: Personalized offer as high as 200,000 Membership Rewards points after $15,000 in purchases within 3 months. Your offer may be lower, or you may not qualify.
Business
American Express
Gold Card
Annual fee
$325
Top reward
5x on prepaid hotels via Amex Travel; 4x dining and U.S. supermarkets with annual caps
Bonus: Personalized offer as high as 100,000 Membership Rewards points after $8,000 in purchases within 6 months. Your offer may be lower, or you may not qualify.
Travel
American Express
Platinum Card
Annual fee
$895
Top reward
5x eligible flights on first $500,000/calendar year
Bonus: Personalized offer as high as 175,000 Membership Rewards points after $12,000 in purchases within 6 months. Your offer may be lower, or you may not qualify.
Travel
Aspire
Aspire Cash Back Rewards Card
Annual fee
$49–$175 first year; $0–$49 annually afterward, plus $5–$15 monthly maintenance after year one
Top reward
1% cash back on eligible purchases with the Cash Back Rewards Mastercard; other Aspire products differ.
SecuredCash back
Bank of America
Atmos Rewards Ascent Visa Signature
Annual fee
$95
Top reward
3x eligible Alaska and Hawaiian purchases
Bonus: 50,000 points and a $99 Companion Fare (plus taxes and fees from $23) after $1,500 in purchases within 90 days.
Travel
Bank of America
Business Advantage Cash Rewards Mastercard
Annual fee
$0
Top reward
3% in your chosen category and 2% dining, on $50,000 combined annual spending; 1% afterward and elsewhere
BusinessCash back
Bank of America
Customized Cash Rewards Credit Card
Annual fee
$0
Top reward
6% in your choice category during year one, then 3%; 2% at grocery stores/wholesale clubs. $2,500 combined quarterly cap; 1% afterward and elsewhere.
Bonus: $200 online cash bonus after $1,000 in purchases within 90 days.
Cash backNo annual fee
Bank of America
Travel Rewards Credit Card for Students
Annual fee
$0
Top reward
Unlimited 1.5 points per $1 on purchases
StudentTravel
Barclays
Frontier Airlines World Mastercard
Annual fee
$99
Top reward
5x FlyFrontier.com; 3x restaurants; 1x elsewhere
Bonus: 50,000 miles after $500 in purchases and paying the annual fee in full within 90 days; another 10,000 miles after a new authorized user makes a purchase within 90 days.
Travel0% intro APR
Barclays
JetBlue Plus Card
Annual fee
$99
Top reward
6x eligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases
Bonus: 70,000 TrueBlue points after $1,000 in purchases and payment of the annual fee in full within 90 days.
Travel0% intro APR
Barclays
Wyndham Rewards Earner Business Card
Annual fee
$149
Top reward
8x eligible Wyndham hotel purchases; 5x gas/EV charging and eligible business categories; 1x other purchases
Bonus: 45,000 points after $3,000 in purchases and payment of the annual fee within 90 days; another 55,000 after $500 in eligible Wyndham hotel purchases within 180 days. Separate requirements apply.
TravelBusiness
Brex
Brex Business Credit Card
Annual fee
$0
Top reward
Up to 7x on rideshare, 4x Brex travel, 3x restaurants and 2x software; eligibility and spending caps apply
BusinessNo annual fee
Capital Bank
OpenSky Secured Visa Credit Card
Annual fee
$35
Top reward
Reward details unavailable
Secured
Capital One
Platinum Secured Credit Card
Annual fee
$0
Top reward
No rewards
SecuredNo annual fee
Capital One
Quicksilver Cash Rewards Credit Card
Annual fee
$0
Top reward
1.5% on everything
Bonus: $200 after $500 in purchases within 3 months of account opening.
Cash backNo annual fee
Capital One
Quicksilver Student Cash Rewards Credit Card
Annual fee
$0
Top reward
1.5% on everything
Bonus: $50 after $100 in purchases within 3 months of account opening.
StudentCash back
Capital One
Spark Cash Plus
Annual fee
$150
Top reward
5% on capital one business travel hotels vacation rentals cars
Bonus: $2,000 after $30,000 in purchases within 3 months; additional $2,000 bonuses for each $500,000 spent during year one. Eligibility restrictions apply.
BusinessCash back
Capital One
Venture Rewards Credit Card
Annual fee
$95
Top reward
5x hotels, vacation rentals and rental cars via Capital One Travel; 2x elsewhere
Bonus: 75,000 miles after $4,000 in purchases within 3 months, plus $300 for hotel and vacation rental bookings through Capital One Travel in the first cardholder year. Limited-time offer.
Travel
Capital One
Venture X Rewards Credit Card
Annual fee
$395
Top reward
10x hotels and rental cars via Capital One Travel; 2x on other purchases
Bonus: 75,000 miles after $4,000 in purchases within 3 months.
Travel
Chase
Freedom Flex
Annual fee
$0
Top reward
5% rotating categories on first $1,500/quarter with activation; 5% Chase Travel
Bonus: $200 after $500 in purchases in the first 3 months. Eligibility restrictions apply.
Cash backNo annual fee
Chase
Freedom Unlimited
Annual fee
$0
Top reward
5% Chase Travel; 3% dining and drugstores; 1.5% elsewhere
Bonus: $200 after $500 in purchases in the first 3 months. Eligibility restrictions apply.
Cash backNo annual fee
Chase
IHG One Rewards Premier Credit Card
Annual fee
$99
Top reward
10x card points at IHG; 5x travel, dining and gas; 3x elsewhere
Bonus: 140,000 points after $3,000 in purchases in the first 3 months. Bonus eligibility restrictions apply.
Travel
Chase
Ink Business Cash Credit Card
Annual fee
$0
Top reward
5% office supply stores and internet/cable/phone on first $25,000 combined/year
Bonus: $750 after $6,000 in purchases in the first 3 months. Eligibility restrictions apply.
BusinessNo annual fee
Chase
Ink Business Preferred Credit Card
Annual fee
$95
Top reward
3x eligible business categories on first $150,000 combined/year; 1x thereafter
Bonus: 100,000 points after $8,000 in purchases in the first 3 months
BusinessTravel
Chase
Marriott Bonvoy Boundless Credit Card
Annual fee
$95
Top reward
6x participating Marriott hotels; 3x select categories on first $6,000 combined/year
Bonus: Three free-night awards after $3,000 in eligible purchases within 3 months of account opening. Each award covers a night costing up to 50,000 points; resort fees may apply.
Travel
Chase
Sapphire Preferred Card
Annual fee
$95
Top reward
5x through Chase Travel; 3x dining
Bonus: 75,000 points after $5,000 in purchases in the first 3 months
Travel
Chase
Sapphire Reserve
Annual fee
$795
Top reward
8x Chase Travel; 4x flights and hotels booked directly; 3x dining; 1x other purchases
Bonus: 100,000 points after $6,000 in purchases in the first 3 months
Travel
Chase
Southwest Rapid Rewards Priority Credit Card
Annual fee
$229
Top reward
4x Southwest; 2x gas stations and restaurants
Bonus: 60,000 bonus points after $2,000 in purchases during the first 3 months from account opening.
Travel
Chase
United Explorer Card
Annual fee
$0 introductory annual fee for the first year; $150 thereafter.
Top reward
3x eligible United purchases; 2x dining and direct hotel bookings
Bonus: 50,000 miles after $3,000 in purchases within 3 months; another 10,000 miles for adding an authorized user within 3 months. Eligibility restrictions apply.
Travel
Chase
World of Hyatt Credit Card
Annual fee
$95
Top reward
4x on qualifying Hyatt purchases
Bonus: 30,000 points after $3,000 in purchases in the first 3 months. Separately, earn 2 total points per dollar on normally 1-point purchases for the first 6 months, on up to $15,000 in spending.
Travel
Citi
Double Cash Card
Annual fee
$0
Top reward
2% total cash back: 1% when buying + 1% as you pay
Bonus: $200 after $1,500 in purchases within the first 6 months of account opening. New-account bonus eligibility restrictions apply.
Cash backBalance transfer
Citi
Costco Anywhere Visa Card by Citi
Annual fee
No annual card fee with a paid Costco membership; membership has a separate cost.
Top reward
5% Costco gas / 4% other eligible gas and EV charging; $7,000 combined/year cap
Cash backNo annual fee
American Express
Delta SkyMiles Gold American Express Card
Annual fee
$0 introductory annual fee for the first year, then $150.
Top reward
2x on dining
Bonus: Personalized offer as high as 80,000 miles plus a $250 statement credit after $3,000 in purchases within 6 months. Offer ends November 4, 2026; maximum miles are not guaranteed.
Travel
Destiny
Destiny Mastercard
Annual fee
Example public $300-limit offer: $75 first year, then $99 annually; no monthly fee. Other offers may differ.
Top reward
Rewards vary by offer; the cited basic offer does not list a rewards program.
Secured
Discover
Discover it Cash Back
Annual fee
$0
Top reward
5% in rotating categories on up to $1,500 per quarter with activation; 1% on other purchases
Bonus: Discover matches the cash back earned during your first year, with no maximum. New cardmembers only; match is paid after the first year.
Cash backNo annual fee
Discover
Discover it Secured Credit Card
Annual fee
$0
Top reward
5% in rotating categories on up to $1,500 per quarter with activation; 1% on other purchases
Bonus: Discover matches the cash back earned during your first year, with no maximum. New cardmembers only; match is paid after the first year.
SecuredNo annual fee
Discover
Discover it Student Cash Back
Annual fee
$0
Top reward
5% in rotating categories on up to $1,500 per quarter with activation; 1% on other purchases
Bonus: Discover matches the cash back earned during your first year, with no maximum. New cardmembers only; match is paid after the first year.
StudentSecured
Discover
Discover it Student Chrome
Annual fee
$0
Top reward
2% at gas stations and restaurants on up to $1,000 combined each quarter; 1% on other purchases
Bonus: Discover matches the cash back earned during your first year, with no maximum. New cardmembers only; match is paid after the first year.
StudentCash back
Fortiva
Fortiva Credit Card
Annual fee
$49–$175 first year; $0–$49 annually afterward, plus $5–$15 monthly maintenance after year one
Top reward
Rewards depend on your offer. Review the rewards addendum attached to your offer.
Secured
Goldman Sachs
Apple Card
Annual fee
$0
Top reward
3% at Apple; 2% with Apple Pay
Cash backNo annual fee
American Express
Hilton Honors American Express Card
Annual fee
$0
Top reward
7x eligible direct Hilton purchases
Bonus: 70,000 Hilton Honors points plus a Free Night Reward after $2,000 in purchases within 6 months. Offer ends January 13, 2027; eligibility restrictions apply.
TravelNo annual fee
Indigo
Indigo Mastercard
Annual fee
Example public $300-limit offer: $35 first year, then $99 annually; no monthly fee. Other offers may differ.
Top reward
Rewards vary by offer; the cited basic offer does not list a rewards program.
Secured
Mission Lane
Mission Lane Visa Credit Card
Annual fee
$0–$59, depending on your offer
Top reward
Rewards depend on the Mission Lane product offered; Green Line, Silver Line and Gold Line have different benefits.
Secured
Self Financial
Self Visa Credit Card
Annual fee
$0 introductory annual fee for new customers in year one; $25 thereafter. Refundable security deposit of at least $100.
Top reward
Reward details unavailable
Secured
Synovus Bank
First Progress Platinum Prestige Mastercard Secured
Annual fee
$49
Top reward
1% cash back on qualifying payments to your card account
Secured
U.S. Bank
Cash+ Visa Signature Card
Annual fee
$0
Top reward
5% in two chosen categories on first $2,000 combined/quarter; activation required
Bonus: $200 after $1,000 in eligible purchases within 90 days of account opening.
Cash backNo annual fee
WebBank
Petal 1 No Annual Fee Visa Credit Card
Annual fee
These are current new-account terms. Accounts acquired before May 16, 2023 may have different fees.
Top reward
1%–10% cash back at select merchants; offers are personalized
SecuredCash back
WebBank
Petal 2 Cash Back No Fees Visa Credit Card
Annual fee
These are current new-account terms. Accounts acquired before May 16, 2023 may have different fees.
Top reward
1% cash back on eligible purchases, rising to 1.5% with qualifying on-time payments; select merchant offers available
SecuredCash back
Wells Fargo
Active Cash Card
Annual fee
$0
Top reward
Unlimited 2% cash rewards on net purchases
Bonus: $100 after $500 in net purchases that post within 3 months of account opening. This is the offer in the cited issuer disclosure; other channels may differ.
Cash backNo annual fee
Wells Fargo
Choice Privileges Mastercard
Annual fee
$0
Top reward
5x eligible Choice stays and points purchases; 3x eligible gas/EV charging, groceries, telecom and home-improvement purchases; 1x elsewhere
Bonus: 60,000 points after $1,000 in qualifying net purchases that post within 3 months of account opening.
TravelNo annual fee
How it works
APR vs rewards rate. When 0% wins. Balance transfer math.
The three decisions most people get wrong.
APR vs rewards rate: the core trade-off
Rewards cards carry higher standard APRs than no-frills cards, typically 19 to 27 percent vs 14 to 20 percent. If you carry a balance even occasionally, the interest you pay will quickly exceed any rewards you earn. Rewards cards only make financial sense if you pay the full statement balance every single month. If you carry balances, a low-APR card with no rewards will cost you less over time.
When a 0% APR card is the right tool
A 0% intro APR card is the right choice for a known large purchase you can pay off within the promotional window. Divide the total cost by the number of months in the intro period to find your required monthly payment. If that number fits your budget, the card is essentially a free loan. Watch for deferred interest traps on store cards: with deferred interest, you owe all back-interest if the balance is not fully paid by the deadline.
Balance transfer math: is it worth it?
A balance transfer moves existing high-rate debt to a new card with a 0% intro period. The typical fee is 3 to 5 percent of the transferred balance. Calculate your break-even: if your current card charges 22 percent APR on a $5,000 balance, you are paying roughly $1,100 in interest per year. A 5 percent transfer fee on $5,000 is $250, which you recoup in under 3 months. The key risk is accumulating new spending on the old card while paying down the transfer, which defeats the purpose.
Explore
Cards by category.
Cash Back→
Flat-rate and rotating-category cash back cards.
Travel Rewards→
Points and miles for flights, hotels, and transfers.
0% APR→
Intro APR cards for large purchases over time.
Balance Transfer→
Compare promotional transfer terms and fees.
No Annual Fee→
Strong rewards with zero annual cost.
Business Cards→
Expense management and big bonuses for businesses.
Student Cards→
Check student eligibility and account costs.
Secured Cards→
Rebuild credit with a refundable security deposit.
FAQ
Common questions.
How should I compare credit cards?
Start with your purpose, then compare the issuer’s current fees, purchase and transfer APRs, reward restrictions and eligibility terms. A higher reward rate does not automatically offset a fee or interest.
Does a listing guarantee approval?
No. Issuers assess each application. Fintiex does not publish an approval score or guarantee. Check any prequalification terms directly with the issuer.
Why are some card details still to confirm?
Some terms depend on a personalized offer or are not clearly published by the issuer. Missing details do not mean no fee or zero interest. Card pages list sourced terms, checked dates, and any details still to confirm.
See how fast you can pay off your card debt.
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