Credit card review
Chase Ink Business Cash Credit Card Review
ChaseVisaBusinessNo annual fee0% intro APR
Chase Ink Business Cash Credit Card earned 4.6 / 5 in our 2026 review. The Chase Ink Business Cash Credit Card earns 5% on office supply stores with no annual fee, a $750 bonus cash back welcome offer. Here is the full Fintiex review for 2026.
By the Fintiex Card Desk · Updated 2026-04-28
TL;DR
Annual fee
$0
Signup bonus
$750
Top reward rate
5% on office supply stores
Intro APR
0% for 12 mo
Issuer
Chase
Network
Visa
Min credit score
690
Fintiex rating
4.6 / 5
Pros
- +5% cash back on first $25K/year at office supply stores and internet/cable/phone services
- +2% cash back on first $25K/year at gas stations and restaurants
- +0% intro APR for 12 months on purchases
- +No annual fee
- +Employee cards at no additional cost
- +Purchase protection and extended warranty
Cons
- -3% foreign transaction fee
- -5% rewards categories capped at $25,000 combined annual spend
- -Chase 5/24 rule applies
- -Requires established business credit history
Rewards detail
office supply stores
5%
internet cable phone
5%
gas stations
2%
restaurants
2%
everything else
1%
Rates and fees
Annual fee
$0
Purchase APR
18.49% to 24.49%
Variable, based on prime rate and creditworthiness
Intro APR
0% for 12 months
Balance transfer APR
18.49% to 24.49%
Cash advance APR
29.99%
Balance transfer fee
5%
Or $5 minimum, whichever is greater
Foreign transaction fee
3%
Who it's for
The Ink Business Cash Credit Card is built for people who want a business, no annual fee or 0% intro apr card. Most approvals land at FICO 690 and above, but issuers prefer scores near 720. If your credit profile is below the minimum, look at one of the secured or student picks on our hub before applying to avoid an unnecessary hard inquiry.
Not sure this is the right fit? See our best business cards roundup.
Compare with similar cards
Frequently asked questions
Does the Ink Business Cash Credit Card have a foreign transaction fee?
Yes. The Chase Ink Business Cash Credit Card charges a 3% foreign transaction fee on purchases made outside the United States. If you travel internationally often, pair this card with a no-foreign-fee travel card.
What credit score do I need for the Ink Business Cash Credit Card?
Approvals typically start around a FICO score of 690, but Chase prefers 720 and above. Income, debt-to-income ratio, and existing relationships with the issuer also factor in.
How much is the Ink Business Cash Credit Card signup bonus?
New cardholders earn $750 bonus cash back after spending $6,000 in the first few months. Fintiex values that at about $750 based on current redemption rates. Match the bonus to a real planned purchase so you do not overspend chasing it.
Does the Ink Business Cash Credit Card have an intro APR?
Yes. The Chase Ink Business Cash Credit Card offers a 12-month 0% intro APR. After the promo period ends, the standard variable APR of 18.49% to 24.49% applies. Pay off the balance before the intro window closes to avoid back interest.
How much is the annual fee on the Ink Business Cash Credit Card?
$0. The Chase Ink Business Cash Credit Card has no annual fee, so the math is simple: every dollar of rewards is pure savings.
Is the Ink Business Cash Credit Card worth it?
Fintiex rates the Chase Ink Business Cash Credit Card 4.6 out of 5 for 2026. It is best for business and no annual fee and 0% intro apr. Compare against our top picks in each category before you apply to make sure it matches your spending pattern.
Ready to apply for the Ink Business Cash Credit Card?
Takes about 5 minutes. Most applicants see a decision in seconds.