LIVE
30Y FIXED6.85%↑ 0.02·15Y FIXED6.12%↓ 0.01·REFI 30Y6.78%↑ 0.01·HELOC9.20%0.00·JUMBO 30Y7.05%↑ 0.03·HYSA TOP4.85%↓ 0.05·12M CD5.10%0.00·24M CD4.85%↓ 0.02·5Y CD4.40%↑ 0.01·MMA TOP4.65%0.00·AUTO 60M NEW7.10%↓ 0.02·AUTO 60M USED8.45%↑ 0.04·PERSONAL EXC.8.20%0.00·10Y TREASURY4.32%↑ 0.01·30Y FIXED6.85%↑ 0.02·15Y FIXED6.12%↓ 0.01·REFI 30Y6.78%↑ 0.01·HELOC9.20%0.00·JUMBO 30Y7.05%↑ 0.03·HYSA TOP4.85%↓ 0.05·12M CD5.10%0.00·24M CD4.85%↓ 0.02·5Y CD4.40%↑ 0.01·MMA TOP4.65%0.00·AUTO 60M NEW7.10%↓ 0.02·AUTO 60M USED8.45%↑ 0.04·PERSONAL EXC.8.20%0.00·10Y TREASURY4.32%↑ 0.01·
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Credit Cards / Travel
Credit card review

Chase World of Hyatt Credit Card Review

ChaseVisaTravel

Chase World of Hyatt Credit Card earned 4.4 / 5 in our 2026 review. The Chase World of Hyatt Credit Card earns 4x on hyatt hotels with a $95 annual fee, a 65,000 bonus points welcome offer. Here is the full Fintiex review for 2026.

By the Fintiex Card Desk · Updated 2026-04-29
Chase World of Hyatt Credit Card credit card
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TL;DR
Annual fee
$95
Signup bonus
$1,300
Top reward rate
4x on hyatt hotels
Intro APR
None
Issuer
Chase
Network
Visa
Min credit score
690
Fintiex rating
4.4 / 5
Pros
  • +Free Category 1-4 night award certificate every year
  • +4x Hyatt points at Hyatt hotels, resorts, and restaurants
  • +2x on dining, airline tickets, transit, gyms, and fitness studios
  • +Automatic Discoverist elite status (including late checkout and room upgrades)
  • +5 qualifying night credits per year toward elite status
  • +No foreign transaction fees
  • +65,000 bonus points: 30,000 after $3,000 spend in 3 months, plus 2x on up to $15,000 spend in first 6 months
  • +Chase 5/24 rule applies
Cons
  • -$95 annual fee
  • -Hyatt has smaller hotel footprint than Marriott or Hilton
  • -Free night certificate category caps at 4 (limits use at premium properties)
  • -Chase 5/24 rule applies
  • -4x only at Hyatt properties, not at competitors

Rewards detail

hyatt hotels
4x
dining
2x
airline purchases
2x
transit
2x
gym fitness
2x
everything else
1x

Fintiex values Chase points at about 2.00 cents each, based on current transfer-partner redemption rates. Your real value will depend on how you redeem.

Rates and fees

Annual fee
$95
Purchase APR
21.49% to 28.49%
Variable, based on prime rate and creditworthiness
Intro APR
Not offered
Balance transfer APR
21.49% to 28.49%
Cash advance APR
29.99%
Balance transfer fee
5%
Or $5 minimum, whichever is greater
Foreign transaction fee
None
Who it's for

The World of Hyatt Credit Card is built for people who want a travel card. Most approvals land at FICO 690 and above, but issuers prefer scores near 720. If your credit profile is below the minimum, look at one of the secured or student picks on our hub before applying to avoid an unnecessary hard inquiry.

Not sure this is the right fit? See our best travel cards roundup.

Compare with similar cards

Chase
Sapphire Preferred Card
5x on travel via Chase
$95 fee→
Chase
Sapphire Reserve
10x on chase travel portal
$550 fee→
American Express
Platinum Card
5x on flights amex travel
$695 fee→
Capital One
Venture X Rewards Credit Card
10x on hotels capital one travel
$395 fee→

Frequently asked questions

Does the World of Hyatt Credit Card have a foreign transaction fee?
No. The Chase World of Hyatt Credit Card charges no foreign transaction fees, so it works well for travel abroad. You pay the same network exchange rate you would get at home.
What credit score do I need for the World of Hyatt Credit Card?
Approvals typically start around a FICO score of 690, but Chase prefers 720 and above. Income, debt-to-income ratio, and existing relationships with the issuer also factor in.
How much is the World of Hyatt Credit Card signup bonus?
New cardholders earn 65,000 bonus points after spending $3,000 in the first few months. Fintiex values that at about $1,300 based on current redemption rates. Match the bonus to a real planned purchase so you do not overspend chasing it.
Does the World of Hyatt Credit Card have a 0% intro APR offer?
No. The Chase World of Hyatt Credit Card does not currently offer a 0% intro APR period. The standard variable purchase APR is 21.49% to 28.49%. If you need a 0% intro card for a big purchase or balance transfer, check our 0% APR picks instead.
How much is the annual fee on the World of Hyatt Credit Card?
$95 per year. To break even you need to earn enough rewards and credits to cover that fee. We walk through the math in the rewards detail section above.
Is the World of Hyatt Credit Card worth it?
Fintiex rates the Chase World of Hyatt Credit Card 4.4 out of 5 for 2026. It is best for travel. Compare against our top picks in each category before you apply to make sure it matches your spending pattern.

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