Credit card review
Capital One Quicksilver Cash Rewards Credit Card Review
Capital OneMastercardCash backNo annual fee0% intro APR
Capital One Quicksilver Cash Rewards Credit Card earned 4.3 / 5 in our 2026 review. The Capital One Quicksilver Cash Rewards Credit Card earns 1.5% on everything with no annual fee, a $200 cash bonus welcome offer. Here is the full Fintiex review for 2026.
By the Fintiex Card Desk · Updated 2026-04-29
TL;DR
Annual fee
$0
Signup bonus
$200
Top reward rate
1.5% on everything
Intro APR
0% for 15 mo
Issuer
Capital One
Network
Mastercard
Min credit score
670
Fintiex rating
4.3 / 5
Pros
- +Unlimited 1.5% cash back on every purchase
- +$200 cash bonus after spending $500 in first 3 months
- +No foreign transaction fees
- +No annual fee
- +0% intro APR on purchases and balance transfers for 15 months
- +Redeem rewards for any amount, no minimums
- +Free credit monitoring with CreditWise
Cons
- -Only 1.5% flat rate with no elevated bonus categories
- -3% balance transfer fee
- -No travel perks or lounge access
- -Not ideal for big spenders who want category optimization
Rewards detail
everything else
1.5%
Rates and fees
Annual fee
$0
Purchase APR
19.99% to 29.99%
Variable, based on prime rate and creditworthiness
Intro APR
0% for 15 months
Balance transfer APR
19.99% to 29.99%
Cash advance APR
29.99%
Balance transfer fee
3%
Or $5 minimum, whichever is greater
Foreign transaction fee
None
Who it's for
The Quicksilver Cash Rewards Credit Card is built for people who want a cash back, no annual fee or 0% intro apr card. Most approvals land at FICO 670 and above, but issuers prefer scores near 720. If your credit profile is below the minimum, look at one of the secured or student picks on our hub before applying to avoid an unnecessary hard inquiry.
Not sure this is the right fit? See our best cash back cards roundup.
Compare with similar cards
Frequently asked questions
Does the Quicksilver Cash Rewards Credit Card have a foreign transaction fee?
No. The Capital One Quicksilver Cash Rewards Credit Card charges no foreign transaction fees, so it works well for travel abroad. You pay the same network exchange rate you would get at home.
What credit score do I need for the Quicksilver Cash Rewards Credit Card?
Approvals typically start around a FICO score of 670, but Capital One prefers 720 and above. Income, debt-to-income ratio, and existing relationships with the issuer also factor in.
How much is the Quicksilver Cash Rewards Credit Card signup bonus?
New cardholders earn $200 cash bonus after spending $500 in the first few months. Fintiex values that at about $200 based on current redemption rates. Match the bonus to a real planned purchase so you do not overspend chasing it.
Does the Quicksilver Cash Rewards Credit Card have an intro APR?
Yes. The Capital One Quicksilver Cash Rewards Credit Card offers a 15-month 0% intro APR. After the promo period ends, the standard variable APR of 19.99% to 29.99% applies. Pay off the balance before the intro window closes to avoid back interest.
How much is the annual fee on the Quicksilver Cash Rewards Credit Card?
$0. The Capital One Quicksilver Cash Rewards Credit Card has no annual fee, so the math is simple: every dollar of rewards is pure savings.
Is the Quicksilver Cash Rewards Credit Card worth it?
Fintiex rates the Capital One Quicksilver Cash Rewards Credit Card 4.3 out of 5 for 2026. It is best for cash back and no annual fee and 0% intro apr. Compare against our top picks in each category before you apply to make sure it matches your spending pattern.
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