LIVE
30Y FIXED6.85%↑ 0.02·15Y FIXED6.12%↓ 0.01·REFI 30Y6.78%↑ 0.01·HELOC9.20%0.00·JUMBO 30Y7.05%↑ 0.03·HYSA TOP4.85%↓ 0.05·12M CD5.10%0.00·24M CD4.85%↓ 0.02·5Y CD4.40%↑ 0.01·MMA TOP4.65%0.00·AUTO 60M NEW7.10%↓ 0.02·AUTO 60M USED8.45%↑ 0.04·PERSONAL EXC.8.20%0.00·10Y TREASURY4.32%↑ 0.01·30Y FIXED6.85%↑ 0.02·15Y FIXED6.12%↓ 0.01·REFI 30Y6.78%↑ 0.01·HELOC9.20%0.00·JUMBO 30Y7.05%↑ 0.03·HYSA TOP4.85%↓ 0.05·12M CD5.10%0.00·24M CD4.85%↓ 0.02·5Y CD4.40%↑ 0.01·MMA TOP4.65%0.00·AUTO 60M NEW7.10%↓ 0.02·AUTO 60M USED8.45%↑ 0.04·PERSONAL EXC.8.20%0.00·10Y TREASURY4.32%↑ 0.01·
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Credit card review

Bank of America Travel Rewards Credit Card for Students Review

Bank of AmericaVisaStudentTravelNo annual fee0% intro APR

Bank of America Travel Rewards Credit Card for Students earned 4.3 / 5 in our 2026 review. The Bank of America Travel Rewards Credit Card for Students earns 1.5x on everything with no annual fee, a 25,000 online bonus points welcome offer. Here is the full Fintiex review for 2026.

By the Fintiex Card Desk · Updated 2026-05-01
Bank of America Travel Rewards Credit Card for Students credit card
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TL;DR
Annual fee
$0
Signup bonus
$250
Top reward rate
1.5x on everything
Intro APR
0% for 15 mo
Issuer
Bank of America
Network
Visa
Min credit score
580
Fintiex rating
4.3 / 5
Pros
  • +1.5 points per $1 spent on all purchases with no limit
  • +No annual fee
  • +No foreign transaction fees
  • +25,000 bonus points after $1,000 in purchases in first 90 days (worth $250 in travel)
  • +0% intro APR for 15 billing cycles on purchases and balance transfers
  • +Points redeemable for statement credit toward travel, dining, and more
  • +Preferred Rewards program available after graduation
  • +Free access to FICO credit score
  • +Designed for students with limited credit history
Cons
  • -No category bonuses (flat 1.5x rate)
  • -Points worth exactly 1 cent each (no aspirational value)
  • -Bonus points not as high as non-student travel cards
  • -No transfer partners (no airline or hotel programs)
  • -Student status required to apply

Rewards detail

everything else
1.5x

Fintiex values Bank of America points at about 1.00 cents each, based on current transfer-partner redemption rates. Your real value will depend on how you redeem.

Rates and fees

Annual fee
$0
Purchase APR
19.24% to 29.24%
Variable, based on prime rate and creditworthiness
Intro APR
0% for 15 months
Balance transfer APR
19.24% to 29.24%
Cash advance APR
29.99%
Balance transfer fee
4%
Or $5 minimum, whichever is greater
Foreign transaction fee
None
Who it's for

The Travel Rewards Credit Card for Students is built for people who want a student, travel, no annual fee or 0% intro apr card. Most approvals land at FICO 580 and above, but issuers prefer scores near 630. If your credit profile is below the minimum, look at one of the secured or student picks on our hub before applying to avoid an unnecessary hard inquiry.

Not sure this is the right fit? See our best student cards roundup.

Compare with similar cards

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Discover it Student Chrome
2% on gas
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Wells Fargo
Active Cash Student Credit Card
2% on everything
$0 fee→
Capital One
Quicksilver Student Cash Rewards Credit Card
1.5% on everything
$0 fee→

Frequently asked questions

Does the Travel Rewards Credit Card for Students have a foreign transaction fee?
No. The Bank of America Travel Rewards Credit Card for Students charges no foreign transaction fees, so it works well for travel abroad. You pay the same network exchange rate you would get at home.
What credit score do I need for the Travel Rewards Credit Card for Students?
Approvals typically start around a FICO score of 580, but Bank of America prefers 630 and above. Income, debt-to-income ratio, and existing relationships with the issuer also factor in.
How much is the Travel Rewards Credit Card for Students signup bonus?
New cardholders earn 25,000 online bonus points after spending $1,000 in the first few months. Fintiex values that at about $250 based on current redemption rates. Match the bonus to a real planned purchase so you do not overspend chasing it.
Does the Travel Rewards Credit Card for Students have an intro APR?
Yes. The Bank of America Travel Rewards Credit Card for Students offers a 15-month 0% intro APR. After the promo period ends, the standard variable APR of 19.24% to 29.24% applies. Pay off the balance before the intro window closes to avoid back interest.
How much is the annual fee on the Travel Rewards Credit Card for Students?
$0. The Bank of America Travel Rewards Credit Card for Students has no annual fee, so the math is simple: every dollar of rewards is pure savings.
Is the Travel Rewards Credit Card for Students worth it?
Fintiex rates the Bank of America Travel Rewards Credit Card for Students 4.3 out of 5 for 2026. It is best for student and travel and no annual fee and 0% intro apr. Compare against our top picks in each category before you apply to make sure it matches your spending pattern.

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