Credit card review
Capital One Quicksilver Student Cash Rewards Credit Card Review
Capital OneMastercardStudentCash backNo annual fee
Capital One Quicksilver Student Cash Rewards Credit Card earned 4.1 / 5 in our 2026 review. The Capital One Quicksilver Student Cash Rewards Credit Card earns 1.5% on everything with no annual fee, a $50 cash bonus welcome offer. Here is the full Fintiex review for 2026.
By the Fintiex Card Desk · Updated 2026-04-29
TL;DR
Annual fee
$0
Signup bonus
$50
Top reward rate
1.5% on everything
Intro APR
None
Issuer
Capital One
Network
Mastercard
Min credit score
300
Fintiex rating
4.1 / 5
Pros
- +Unlimited 1.5% cash back on every purchase, no categories to track
- +$50 cash bonus after spending $100 in the first 3 months
- +No annual fee
- +No foreign transaction fees
- +Automatic consideration for a higher credit limit after 6 months of on-time payments
- +Free CreditWise credit monitoring
- +Lock your card if it's misplaced
- +No penalty APR for late payments
Cons
- -Only 1.5% flat rate with no elevated categories
- -Requires being a student at an accredited US college or university
- -Limited credit history required (not truly no-credit)
- -No intro APR offer
Rewards detail
everything else
1.5%
Rates and fees
Annual fee
$0
Purchase APR
19.99% to 29.99%
Variable, based on prime rate and creditworthiness
Intro APR
Not offered
Balance transfer APR
19.99% to 29.99%
Cash advance APR
29.99%
Balance transfer fee
3%
Or $5 minimum, whichever is greater
Foreign transaction fee
None
Who it's for
The Quicksilver Student Cash Rewards Credit Card is built for people who want a student, cash back or no annual fee card. Most approvals land at FICO 300 and above, but issuers prefer scores near 580. If your credit profile is below the minimum, look at one of the secured or student picks on our hub before applying to avoid an unnecessary hard inquiry.
Not sure this is the right fit? See our best student cards roundup.
Compare with similar cards
Frequently asked questions
Does the Quicksilver Student Cash Rewards Credit Card have a foreign transaction fee?
No. The Capital One Quicksilver Student Cash Rewards Credit Card charges no foreign transaction fees, so it works well for travel abroad. You pay the same network exchange rate you would get at home.
What credit score do I need for the Quicksilver Student Cash Rewards Credit Card?
Approvals typically start around a FICO score of 300, but Capital One prefers 580 and above. Income, debt-to-income ratio, and existing relationships with the issuer also factor in.
How much is the Quicksilver Student Cash Rewards Credit Card signup bonus?
New cardholders earn $50 cash bonus after spending $100 in the first few months. Fintiex values that at about $50 based on current redemption rates. Match the bonus to a real planned purchase so you do not overspend chasing it.
Does the Quicksilver Student Cash Rewards Credit Card have a 0% intro APR offer?
No. The Capital One Quicksilver Student Cash Rewards Credit Card does not currently offer a 0% intro APR period. The standard variable purchase APR is 19.99% to 29.99%. If you need a 0% intro card for a big purchase or balance transfer, check our 0% APR picks instead.
How much is the annual fee on the Quicksilver Student Cash Rewards Credit Card?
$0. The Capital One Quicksilver Student Cash Rewards Credit Card has no annual fee, so the math is simple: every dollar of rewards is pure savings.
Is the Quicksilver Student Cash Rewards Credit Card worth it?
Fintiex rates the Capital One Quicksilver Student Cash Rewards Credit Card 4.1 out of 5 for 2026. It is best for student and cash back and no annual fee. Compare against our top picks in each category before you apply to make sure it matches your spending pattern.
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