The Bancorp Bank, N.A. or Stride Bank, N.A. Chime Credit Builder Secured Visa Credit Card
Review the costs, rewards and application terms that matter for your comparison. Confirm the offer shown to you at the issuer before applying.
Published by Fintiex · Updated 2026-09-23 · How we check information
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No longer a current application offer
Credit Builder is closed to new members. Existing members may continue using it. This page describes the legacy product, not the newer Chime Card.
Selected facts checked 2026-09-23. Official source ↗
Chime Credit Builder is now a legacy product
Can new members still open Credit Builder?
Chime says Credit Builder is no longer available to new members. Existing members can continue using their account. We retain this page to answer questions about the older product; it is not a current application recommendation.
Credit Builder and Chime Card are different products
The legacy account uses separate checking and Credit Builder balances, with funds moved into the secured account before spending. Chime Card has a different balance experience. Do not assume a newer Chime Card benefit also applies to the legacy Credit Builder account.
Who issues it, and what can it do for credit?
Chime identifies The Bancorp Bank, N.A. or Stride Bank, N.A. as the issuing bank; check the back of your card. It reports payment activity to the three major credit bureaus. On-time payments can help, but a particular score increase is not guaranteed. Late payments can hurt.
Analysis updated September 23, 2026. Issuer source · Our editorial process
How to decide whether this card fits
Start with your purpose: everyday spending, travel, managing existing debt, business purchases or building credit history. Compare products serving that purpose, then check the official pricing disclosure. A high reward multiplier only helps on eligible purchases and at a redemption value you can actually use.
Application links do not establish a paid partnership. See our advertising disclosure. No individual financial advice or approval guarantee is provided.
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