LIVE
30Y FIXED6.85%↑ 0.02·15Y FIXED6.12%↓ 0.01·REFI 30Y6.78%↑ 0.01·HELOC9.20%0.00·JUMBO 30Y7.05%↑ 0.03·HYSA TOP4.85%↓ 0.05·12M CD5.10%0.00·24M CD4.85%↓ 0.02·5Y CD4.40%↑ 0.01·MMA TOP4.65%0.00·AUTO 60M NEW7.10%↓ 0.02·AUTO 60M USED8.45%↑ 0.04·PERSONAL EXC.8.20%0.00·10Y TREASURY4.32%↑ 0.01·30Y FIXED6.85%↑ 0.02·15Y FIXED6.12%↓ 0.01·REFI 30Y6.78%↑ 0.01·HELOC9.20%0.00·JUMBO 30Y7.05%↑ 0.03·HYSA TOP4.85%↓ 0.05·12M CD5.10%0.00·24M CD4.85%↓ 0.02·5Y CD4.40%↑ 0.01·MMA TOP4.65%0.00·AUTO 60M NEW7.10%↓ 0.02·AUTO 60M USED8.45%↑ 0.04·PERSONAL EXC.8.20%0.00·10Y TREASURY4.32%↑ 0.01·
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Credit card review

Barclays Wyndham Rewards Earner Business Card Review

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Barclays Wyndham Rewards Earner Business Card earned 4.2 / 5 in our 2026 review. The Barclays Wyndham Rewards Earner Business Card earns 8x on wyndham hotels with a $95 annual fee, a 45,000 bonus points welcome offer. Here is the full Fintiex review for 2026.

By the Fintiex Card Desk · Updated 2026-05-01
Barclays
Wyndham Rewards Earner Business Card
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TL;DR
Annual fee
$95
Signup bonus
$540
Top reward rate
8x on wyndham hotels
Intro APR
None
Issuer
Barclays
Network
Mastercard
Min credit score
670
Fintiex rating
4.2 / 5
Pros
  • +8x points on Wyndham hotel purchases and gas
  • +5x points on marketing and utility purchases
  • +1x points on all other eligible purchases
  • +Automatic Wyndham Rewards Diamond status (top tier)
  • +Annual free night reward at eligible Wyndham properties
  • +No foreign transaction fees
  • +10% discount on Go Free award night bookings
  • +Points pooling for employee cardholders
  • +Travel protection and purchase protection
Cons
  • -$95 annual fee
  • -Points only redeemable at Wyndham-family properties (limited luxury options)
  • -Wyndham Rewards program has lower aspirational value than Marriott or Hilton
  • -Diamond status benefit strongest at budget/midscale brands
  • -No airport lounge access
  • -Business card requires business entity or sole proprietor status

Rewards detail

wyndham hotels
8x
gas
8x
marketing
5x
utilities
5x
everything else
1x

Fintiex values Barclays points at about 1.20 cents each, based on current transfer-partner redemption rates. Your real value will depend on how you redeem.

Rates and fees

Annual fee
$95
Purchase APR
21.24% to 29.99%
Variable, based on prime rate and creditworthiness
Intro APR
Not offered
Balance transfer APR
21.24% to 29.99%
Cash advance APR
29.99%
Balance transfer fee
5%
Or $5 minimum, whichever is greater
Foreign transaction fee
None
Who it's for

The Wyndham Rewards Earner Business Card is built for people who want a travel or business card. Most approvals land at FICO 670 and above, but issuers prefer scores near 700. If your credit profile is below the minimum, look at one of the secured or student picks on our hub before applying to avoid an unnecessary hard inquiry.

Not sure this is the right fit? See our best travel cards roundup.

Compare with similar cards

Chase
Sapphire Preferred Card
5x on travel via Chase
$95 fee→
Chase
Sapphire Reserve
10x on chase travel portal
$550 fee→
American Express
Platinum Card
5x on flights amex travel
$695 fee→
Capital One
Venture X Rewards Credit Card
10x on hotels capital one travel
$395 fee→

Frequently asked questions

Does the Wyndham Rewards Earner Business Card have a foreign transaction fee?
No. The Barclays Wyndham Rewards Earner Business Card charges no foreign transaction fees, so it works well for travel abroad. You pay the same network exchange rate you would get at home.
What credit score do I need for the Wyndham Rewards Earner Business Card?
Approvals typically start around a FICO score of 670, but Barclays prefers 700 and above. Income, debt-to-income ratio, and existing relationships with the issuer also factor in.
How much is the Wyndham Rewards Earner Business Card signup bonus?
New cardholders earn 45,000 bonus points after spending $2,000 in the first few months. Fintiex values that at about $540 based on current redemption rates. Match the bonus to a real planned purchase so you do not overspend chasing it.
Does the Wyndham Rewards Earner Business Card have a 0% intro APR offer?
No. The Barclays Wyndham Rewards Earner Business Card does not currently offer a 0% intro APR period. The standard variable purchase APR is 21.24% to 29.99%. If you need a 0% intro card for a big purchase or balance transfer, check our 0% APR picks instead.
How much is the annual fee on the Wyndham Rewards Earner Business Card?
$95 per year. To break even you need to earn enough rewards and credits to cover that fee. We walk through the math in the rewards detail section above.
Is the Wyndham Rewards Earner Business Card worth it?
Fintiex rates the Barclays Wyndham Rewards Earner Business Card 4.2 out of 5 for 2026. It is best for travel and business. Compare against our top picks in each category before you apply to make sure it matches your spending pattern.

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