Purchases and transfers differ
A purchase promotion does not automatically cover balance transfers. Check which transactions qualify and whether a transfer deadline applies.
0% Intro APR Cards: Compare Promotion Terms
Compare confirmed introductory APR offers and check the transaction types, deadlines and later rates.
Compare listed cards ↓What to compare before applying
Plan repayment before applying
Divide the amount you need to repay, including any transfer fee, across the remaining promotional months. Keep required minimum payments on time.
Read the rate after the promotion
Check the variable APR after the introductory period. A 0% introductory APR is different from a deferred-interest promotion. Read the agreement for how interest accrues.
Compare the cards in our directory
This is a selection of products, not the entire market. Offers can vary by applicant and change over time. Verify current bonuses, rates, fees, and eligibility in the issuer’s application disclosures before applying. List order is not a guarantee of suitability or approval.
Active Cash Card
Wells Fargo · Visa
Annual fee
$0
Top reward
Unlimited 2% cash rewards on net purchases
Signup bonus
$100
Bonus: $100 after $500 in net purchases that post within 3 months of account opening. This is the offer in the cited issuer disclosure; other channels may differ.
Selected facts checked 2026-09-24 · Official source
Cash+ Visa Signature Card
U.S. Bank · Visa
Annual fee
$0
Top reward
5% in two chosen categories on first $2,000 combined/quarter; activation required
Signup bonus
$200
Bonus: $200 after $1,000 in eligible purchases within 90 days of account opening.
Selected facts checked 2026-09-24 · Official source
- +Activate two 5% categories each quarter; $2,000 combined quarterly cap, then 1%.
- +2% in one selected everyday category; 1% on other eligible purchases.
- +5% on prepaid air, hotel and car reservations through the Travel Center.
Customized Cash Rewards Credit Card
Bank of America · Visa
Annual fee
$0
Top reward
6% in your choice category during year one, then 3%; 2% at grocery stores/wholesale clubs. $2,500 combined quarterly cap; 1% afterward and elsewhere.
Signup bonus
$200
Bonus: $200 online cash bonus after $1,000 in purchases within 90 days.
Selected facts checked 2026-09-24 · Official source
- +6% in your chosen category in the first year, then 3%; 2% grocery stores and wholesale clubs.
- +The higher rates share a $2,500 combined quarterly spending cap, then earn 1%. Other purchases earn 1%.
Discover it Cash Back
Discover · Discover
Annual fee
$0
Top reward
5% in rotating categories on up to $1,500 per quarter with activation; 1% on other purchases
Signup bonus
Discover matches the cash back earned during your first year, with no maximum. New cardmembers only; match is paid after the first year.
Bonus: Discover matches the cash back earned during your first year, with no maximum. New cardmembers only; match is paid after the first year.
Selected facts checked 2026-09-24 · Official source
- +5% in rotating quarterly categories after activation, up to the quarterly maximum; 1% on other purchases.
Double Cash Card
Citi · Mastercard
Annual fee
$0
Top reward
2% total cash back: 1% when buying + 1% as you pay
Signup bonus
$200
Bonus: $200 after $1,500 in purchases within the first 6 months of account opening. New-account bonus eligibility restrictions apply.
Selected facts checked 2026-09-24 · Official source
- +Earn 1% when you buy and 1% as you pay, for 2% total cash back on eligible purchases.
Freedom Flex
Chase · Mastercard
Annual fee
$0
Top reward
5% rotating categories on first $1,500/quarter with activation; 5% Chase Travel
Signup bonus
$200
Bonus: $200 after $500 in purchases in the first 3 months. Eligibility restrictions apply.
Selected facts checked 2026-09-24 · Official source
- +5% on activated quarterly categories up to $1,500 combined spending per quarter, then 1%.
- +5% through Chase Travel; 3% dining and drugstores; 1% on other eligible purchases.
Freedom Unlimited
Chase · Visa
Annual fee
$0
Top reward
5% Chase Travel; 3% dining and drugstores; 1.5% elsewhere
Signup bonus
$200
Bonus: $200 after $500 in purchases in the first 3 months. Eligibility restrictions apply.
Selected facts checked 2026-09-24 · Official source
- +At least 1.5% cash back on eligible purchases; higher rates apply to selected categories.
Frontier Airlines World Mastercard
Barclays · Mastercard
Annual fee
$99
Top reward
5x FlyFrontier.com; 3x restaurants; 1x elsewhere
Signup bonus
50,000 miles after $500 in purchases and paying the annual fee in full within 90 days; another 10,000 miles after a new authorized user makes a purchase within 90 days.
Bonus: 50,000 miles after $500 in purchases and paying the annual fee in full within 90 days; another 10,000 miles after a new authorized user makes a purchase within 90 days.
Selected facts checked 2026-09-24 · Official source
- +5 miles per dollar on FlyFrontier.com purchases; 3 on restaurant purchases; 1 on other purchases.
Ink Business Cash Credit Card
Chase · Visa
Annual fee
$0
Top reward
5% office supply stores and internet/cable/phone on first $25,000 combined/year
Signup bonus
$750
Bonus: $750 after $6,000 in purchases in the first 3 months. Eligibility restrictions apply.
Selected facts checked 2026-09-24 · Official source
- +5% office supply stores and internet, cable and phone services on first $25,000 combined per account anniversary year; 1% thereafter.
- +2% gas and restaurants on first $25,000 combined per account anniversary year; 1% thereafter. 1% on other eligible purchases.
JetBlue Plus Card
Barclays · Mastercard
Annual fee
$99
Top reward
6x eligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases
Signup bonus
70,000 TrueBlue points after $1,000 in purchases and payment of the annual fee in full within 90 days.
Bonus: 70,000 TrueBlue points after $1,000 in purchases and payment of the annual fee in full within 90 days.
Selected facts checked 2026-09-24 · Official source
- +Earn 6 points per dollar on eligible JetBlue, JetBlue Vacations and TrueBlue Travel purchases; 2 at eligible restaurants and grocery stores; 1 on other purchases.
- +5,000 anniversary bonus points.
Quicksilver Cash Rewards Credit Card
Capital One · Mastercard
Annual fee
$0
Top reward
1.5% on everything
Signup bonus
$200
Bonus: $200 after $500 in purchases within 3 months of account opening.
Selected facts checked 2026-09-24 · Official source
- +Unlimited 1.5% cash back on eligible purchases.
Travel Rewards Credit Card for Students
Bank of America · Visa
Annual fee
$0
Top reward
Unlimited 1.5 points per $1 on purchases
Signup bonus
No public welcome bonus listed on the reviewed product page
Selected facts checked 2026-09-24 · Official source
Continue your comparison
Comparison guidance reviewed September 12, 2026. This date does not certify every issuer offer as current. Sources: CFPB credit card terms and each linked issuer’s application disclosures. Editorial policy.
Work through the numbers
Use these guides to compare costs and benefits with your own budget.