Card details & source review

Chase Ink Business Preferred Credit Card

Review the costs, rewards and application terms that matter for your comparison. Confirm the offer shown to you at the issuer before applying.

Published by Fintiex · Updated 2026-09-24 · How we check information

Check current issuer terms ↗

Official source check

Issuer product information and available pricing disclosures reviewed. Terms below apply to the cited public offer; personalized offers and existing accounts can differ.

Selected facts checked 2026-09-24. Official source ↗

Additional issuer source ↗ · Checked 2026-09-12

Additional issuer source ↗ · Checked 2026-09-24

Rates and fees

Annual fee: $95
Purchase APR: 17.74% to 26.74% variable
Introductory APR: No introductory APR listed in this offer
Balance transfer APR: 17.74% to 26.74% variable
Balance transfer fee: 5% of each transfer, $5 minimum. Transfers subject to eligibility.
Cash advance APR: 28.49% variable
Cash advance fee: 5% of each advance, $15 minimum
Foreign transaction fee: None

Rates shown are the advertised terms in the cited disclosures. Variable APRs can change. Your personalized offer and existing-account terms may differ.

Rewards and welcome offer

100,000 points after $8,000 in purchases in the first 3 months

3x eligible business categories on first $150,000 combined/year; 1x thereafter

3 points per dollar on the first $150,000 in combined eligible travel, shipping, internet/cable/phone and search-engine/social-media advertising purchases each account anniversary year; 1 point on other purchases.

Before you apply

$95 annual fee.
Bonus category spending shares a combined annual cap.
Compare the annual cost with benefits you expect to use. Subtract fees and interest from any reward estimate.
Confirm any bonus spending deadline and eligibility exclusions. Avoid extra spending solely to earn a promotion.
We do not publish a minimum approval score without an issuer source. Approval depends on the issuer’s assessment of your application.

How to decide whether this card fits

Start with your purpose: everyday spending, travel, managing existing debt, business purchases or building credit history. Compare products serving that purpose, then check the official pricing disclosure. A high reward multiplier only helps on eligible purchases and at a redemption value you can actually use.

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Application links do not establish a paid partnership. See our advertising disclosure. No individual financial advice or approval guarantee is provided.

Compare similar cards

American Express Business Gold Card

American Express · Amex

Annual fee

$375

Top reward

4x in your top two eligible categories on first $150,000 combined/calendar year

Signup bonus

Personalized offer as high as 200,000 Membership Rewards points after $15,000 in purchases within 3 months. Your offer may be lower, or you may not qualify.

Bonus: Personalized offer as high as 200,000 Membership Rewards points after $15,000 in purchases within 3 months. Your offer may be lower, or you may not qualify.

Selected facts checked 2026-09-24 · Official source