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Synovus Bank First Progress Platinum Prestige Mastercard Secured

Review the costs, rewards and application terms that matter for your comparison. Confirm the offer shown to you at the issuer before applying.

Published by Fintiex · Updated 2026-09-24 · How we check information

Check current issuer terms ↗
Synovus Bank First Progress Platinum Prestige Mastercard Secured credit card

Official source check

Issuer product information and available pricing disclosures reviewed. Terms below apply to the cited public offer; personalized offers and existing accounts can differ.

Selected facts checked 2026-09-24. Official source ↗

Additional issuer source ↗ · Checked 2026-09-24

Additional issuer source ↗ · Checked 2026-09-24

Rates and fees

Annual fee
$49
Purchase APR
13.49% variable
Introductory APR
No introductory APR listed in this offer
Balance transfer APR
No balance-transfer terms listed in the reviewed standard agreement
Balance transfer fee
No balance-transfer terms listed in the reviewed standard agreement
Cash advance APR
22.49% variable
Cash advance fee
3% of each advance, $10 minimum
Foreign transaction fee
3%

Rates shown are the advertised terms in the cited disclosures. Variable APRs can change. Your personalized offer and existing-account terms may differ.

Rewards and welcome offer

No public welcome bonus listed in the reviewed offer

1% cash back on qualifying payments to your card account

    Before you apply

    • Cash advances cost $10 or 3%, whichever is greater, in addition to interest.
    • Compare the annual cost with benefits you expect to use. Subtract fees and interest from any reward estimate.
    • Confirm any bonus spending deadline and eligibility exclusions. Avoid extra spending solely to earn a promotion.
    • We do not publish a minimum approval score without an issuer source. Approval depends on the issuer’s assessment of your application.

    How to decide whether this card fits

    Start with your purpose: everyday spending, travel, managing existing debt, business purchases or building credit history. Compare products serving that purpose, then check the official pricing disclosure. A high reward multiplier only helps on eligible purchases and at a redemption value you can actually use.

    Application links do not establish a paid partnership. See our advertising disclosure. No individual financial advice or approval guarantee is provided.

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