Every brand we cover, in one place.

Goldman Sachs lender pivoting back into mortgages with low fees and digital underwriting.

Online-first mortgage lender with no commissions and same-day pre-approvals.

The largest U.S. retail lender, strong on tech and 24/7 phone support.

Hybrid online and in-branch lender with a wide product menu including jumbo and VA.

Big-bank lender with relationship discounts for existing Chase deposit customers.

Regional lender with strong physician and grant programs in select states.

National lender with a deep correspondent network and sizable jumbo book.

Top-five lender with strong portfolio jumbo pricing in the western U.S.

No minimum balance or monthly account fees. Rate is variable and the account should be funded within 15 business days under the provider disclosure.

$100 minimum opening balance. Interest accrues and compounds daily; no hidden fees are listed on the product selection page.

Standard variable APY. No fees or minimum deposit; temporary referral boosts excluded.

No minimum opening deposit or monthly maintenance fee. Certain withdrawals limited to 10 per statement cycle.

The standard observed savings APY requires eligible direct deposit or qualifying deposits; SoFi Plus and temporary boosts are excluded. Rates are variable and the provider rate sheet controls.

Not offered to new applicants. Existing customers should follow their account notices; new customers can compare current Capital One or other account terms.

3.75% APY requires a balance of $5,000 or more; balances below that tier earn 0.25%. Variable rate; no opening or monthly service fee is listed.

No minimum balance is required to open, avoid fees or obtain the disclosed APY. The APY is variable; the current numeric rate was not independently confirmed in this check.

4.20% LevelUp APY requires at least $250 in deposits during the evaluation period; otherwise the standard APY is 3.00%. No minimum opening deposit.

No minimum deposit, no minimum balance and no monthly fees are listed. APYs are variable and may change after opening; a current numeric APY was not exposed in the official page content used for this check.

Strong rates for prime borrowers, no origination fee, and same-day funding for many applicants.

Truist-owned online lender with rate-beat guarantee and the lowest APRs for excellent credit.

Goldman Sachs personal loans with no fees, fixed rates, and same-day approval for many.

Personal loans up to $40,000 with no origination fees and 24/7 U.S.-based support.

AI-powered underwriting that approves applicants traditional lenders decline. Watch the origination fee.

Marketplace personal loans with funding in days. Origination fees vary based on your credit profile.

Fast online personal loans with above-average approval odds for fair-credit borrowers.

One of the original peer-to-peer lenders, now offering personal loans with transparent fee disclosures.

Flat 2% cash back on everything, $0 annual fee, $200 signup bonus. The simplest top pick on the market.

60K-point bonus, 5x travel through Chase, and 1:1 transfers to airline and hotel partners.

Up to 21 months of 0% intro APR on purchases and balance transfers with no annual fee.

21 months 0% on balance transfers, the longest in the industry, with a 5% transfer fee.

1% when you buy and 1% when you pay. 2% total flat-rate, $0 annual fee.

100K-point welcome bonus and 3x on travel, shipping, and digital ads. Best business card.

5% rotating quarterly categories with first-year Cashback Match doubling everything you earn.

4x on dining and U.S. supermarkets with $240 in annual statement credits to offset the fee.