Every brand we cover, in one place.
Fintiex publishes independent reviews of mortgage lenders, high-yield savings banks, personal loan providers, and credit cards. No sponsored rankings, no paid placements. Find the brand you want to research, or browse by category to see how the field stacks up.
Mortgages
Lenders we reviewed against the same APR, fee, and turn-time benchmarks.
Marcus by Goldman Sachs
→Goldman Sachs lender pivoting back into mortgages with low fees and digital underwriting.
Better.com
→Online-first mortgage lender with no commissions and same-day pre-approvals.
Rocket Mortgage
→The largest U.S. retail lender, strong on tech and 24/7 phone support.
loanDepot
→Hybrid online and in-branch lender with a wide product menu including jumbo and VA.
Chase Home Lending
→Big-bank lender with relationship discounts for existing Chase deposit customers.
PNC Bank
→Regional lender with strong physician and grant programs in select states.
Wells Fargo Home Lending
→National lender with a deep correspondent network and sizable jumbo book.
U.S. Bank
→Top-five lender with strong portfolio jumbo pricing in the western U.S.
Savings
Online and digital banks ranked on real APY after promotional periods end.
Bask Bank
→Texas-based bank that pays American Airlines miles instead of interest on a savings account.
Bread Savings
→Online savings arm of Comenity, consistently one of the highest APYs on no-minimum accounts.
Marcus
→Goldman Sachs online savings, no fees, no minimums, and a long track record of competitive rates.
Ally Bank
→Online-only bank known for clean apps, no monthly fees, and category-leading customer support.
SoFi
→App-first banking with bonus APY when you direct deposit, plus checking and investing in one stack.
Discover
→FDIC-insured online savings with no fees and a generous APY relative to the big four banks.
CIT Bank
→Consumer-direct savings with tiered APYs and one of the strongest no-penalty CD options on the market.
American Express
→Personal savings from American Express, no minimums, no fees, FDIC-insured.
LendingClub
→High-yield savings paired with a checking account that earns interest and refunds ATM fees.
Synchrony Bank
→Long-running online savings brand with consistently top-quartile APYs and a strong CD ladder.
Loans
Personal loan providers measured on APR ranges, fees, and approval odds.
SoFi
→Strong rates for prime borrowers, no origination fee, and same-day funding for many applicants.
LightStream
→Truist-owned online lender with rate-beat guarantee and the lowest APRs for excellent credit.
Marcus
→Goldman Sachs personal loans with no fees, fixed rates, and same-day approval for many.
Discover Personal Loans
→Personal loans up to $40,000 with no origination fees and 24/7 U.S.-based support.
Upstart
→AI-powered underwriting that approves applicants traditional lenders decline. Watch the origination fee.
LendingClub
→Marketplace personal loans with funding in days. Origination fees vary based on your credit profile.
Best Egg
→Fast online personal loans with above-average approval odds for fair-credit borrowers.
Prosper
→One of the original peer-to-peer lenders, now offering personal loans with transparent fee disclosures.
Credit Cards
Top cards across cash back, travel, 0% APR, balance transfer, and business.
Wells Fargo Active Cash
→Flat 2% cash back on everything, $0 annual fee, $200 signup bonus. The simplest top pick on the market.
Chase Sapphire Preferred
→60K-point bonus, 5x travel through Chase, and 1:1 transfers to airline and hotel partners.
Wells Fargo Reflect
→Up to 21 months of 0% intro APR on purchases and balance transfers with no annual fee.
Citi Diamond Preferred
→21 months 0% on balance transfers, the longest in the industry, with a 5% transfer fee.
Citi Double Cash
→1% when you buy and 1% when you pay. 2% total flat-rate, $0 annual fee.
Chase Ink Business Preferred
→100K-point welcome bonus and 3x on travel, shipping, and digital ads. Best business card.
Discover it Cash Back
→5% rotating quarterly categories with first-year Cashback Match doubling everything you earn.
American Express Gold
→4x on dining and U.S. supermarkets with $240 in annual statement credits to offset the fee.
How Fintiex reviews work.
How does Fintiex make money on these reviews?
Fintiex is supported by display advertising and editorial subscriptions. Reviews are not paid placements. Rankings on this site are determined by editorial scoring against published methodology, not by which brand pays us most. We disclose any affiliate relationship inside the relevant review when one exists.
How often are reviews updated?
Rate-driven reviews (savings, mortgages, personal loans) are reviewed weekly and updated whenever an issuer publishes a new APY, APR, or fee. Credit card reviews are reviewed weekly and updated when issuers change signup bonuses, rewards rates, or annual fees. The last reviewed date appears at the top of each review page.
Why is my favorite brand not listed?
We only publish reviews for brands that meet our minimum criteria: nationwide availability, FDIC insurance for deposit accounts, transparent fee disclosures, and a public APR or APY range. Smaller regional banks and credit unions are excellent options for many readers, but we cannot review every one. The Consumer Financial Protection Bureau publishes data on all U.S. financial institutions if you want to research a brand we have not yet covered.
Run the math before you pick the brand.
Calculators and live rate data for every category we cover.