Personal loan
Prosper: personal loan terms and fees
Personal loans made by WebBank through Prosper, with fee and funding conditions.
Product details and conditions
Who lends?
WebBank makes the personal loans offered through Prosper. The page describes these loans as unsecured.
Personal loan — official product terms ↓APR and terms
Advertised APRs are 8.99%–35.99% with terms of two to six years. The lowest rates are reserved for the most creditworthy applicants.
Personal loan — official product terms ↓Origination fee
The published fee is 1%–9.99%. The fee reduces proceeds, so compare the amount received with the amount borrowed.
Personal loan — official product terms ↓Loan limit and approval
Loans up to $50,000 depend on financial history, income, expenses and other factors. Approval is not guaranteed and funding requires sufficient investor commitments.
Personal loan — official product terms ↓Before you choose
- What APR, origination fee and net deposit are in my actual offer?
- What are the monthly payment and total scheduled payments for each available term?
- Is collateral required, and what happens if I cannot repay?
- When does a credit check become a hard inquiry, and are there state or loan-use restrictions?
Provider sources
- Personal loan — official product terms ↗
Checked 2026-09-24