Compare personal loan terms, fees and eligibility.
Explore eleven current product profiles with dated provider sources. Compare actual offers by APR, net funds received and total repayment cost.
What to compare
Compare total cost
Record the APR, fees, funds you receive, payment amount and total scheduled payments for each offer.
Check eligibility
Confirm permitted uses, state availability, income requirements and whether collateral or an existing account is needed.
Understand the application
Read the credit-check consent and ask when a preliminary quote becomes a formal application.
Looking for an older product? Marcus loan servicing and status.
Explore provider profiles
Alphabetical order · Source dates on each profile
Fixed-rate personal loans with origination fees deducted from the proceeds.
- Amounts and terms
- $2,000–$50,000, generally 36–60 months. Higher minimums apply in Massachusetts, Ohio and Georgia. Products are unavailable in certain states and territories.
- APR
- Advertised APR is 6.99%–35.99%, depending on creditworthiness and other application factors.
Personal loans with flexible terms and restrictions on direct creditor payments.
- Amounts and terms
- Discover advertises $2,500–$40,000 with repayment terms of 36, 48, 60, 72 or 84 months.
- Published APR
- The provider comparison table displays 6.99%–24.99% APR and says its comparison information runs through July 8, 2026. A personalized offer determines the rate available to you; verify current pricing before applying.
LendingClub is now Happen Bank; compare its current personal-loan disclosures.
- Name change
- The company identifies Happen Bank as formerly LendingClub and dates the rebrand to June 2026. This existing URL is retained to help readers recognize the same provider.
- Amounts and terms
- The current product disclosure lists $1,000–$75,000 and 24–84 months. State, product and application-channel restrictions can apply.
Loans with purpose-dependent pricing and an AutoPay condition on advertised rates.
- Amounts and fees
- LightStream advertises fixed-rate loans of $5,000–$100,000, with no lender fees or prepayment penalties. State taxes may still apply.
- Rate conditions
- APR depends on purpose, amount, repayment term and credit profile. The lowest rate requires excellent credit; this profile does not treat one purpose-specific range as the rate for every loan.
Secured and unsecured offers with state-specific fees and collateral conditions.
- Amounts, terms and APR
- OneMain advertises $1,500–$30,000, 24–60 months, and fixed APRs of 11.99%–35.99%. State limits and individual qualification can change the available amounts and terms.
- Collateral
- Larger amounts generally require a first lien on an eligible insured vehicle no more than ten years old. Secured and unsecured offers differ; covered military borrowers cannot pledge a vehicle.
Small installment loans with lender, state and vehicle-collateral differences.
- Who lends?
- Oportun originates loans in New Mexico and Wisconsin. In other listed operating states, Pathward or Column originates loans arranged through Oportun.
- Unsecured amounts
- Column lists $500–$6,000; Pathward lists $300–$10,000, with amounts above $6,000 unavailable to first-time borrowers. State minimums apply.
Unsecured borrowing for eligible PNC checking customers.
- Application requirement
- PNC states that applicants must have an eligible PNC personal checking account and be enrolled in PNC Online Banking.
- Amounts and terms
- Published loan amounts are $5,000–$35,000. The table offers terms from 12 to 60 months, with rates depending on the amount and term.
Personal loans made by WebBank through Prosper, with fee and funding conditions.
- Who lends?
- WebBank makes the personal loans offered through Prosper. The page describes these loans as unsecured.
- APR and terms
- Advertised APRs are 8.99%–35.99% with terms of two to six years. The lowest rates are reserved for the most creditworthy applicants.
Unsecured installment loans with multiple terms and offer-dependent origination fees.
- Loan amounts
- Eligible borrowers in most states can borrow $5,000–$100,000. Approval and the amount offered depend on the application.
- Repayment terms
- SoFi lists fixed repayment terms of 2, 3, 4, 5, 6, 7 or 10 years.
Personal loans with fee deductions and discount conditions to compare.
- Repayment and APR
- Published repayment terms are 24–84 months, with APRs of 7.74%–35.99%. Approval and available offers depend on the applicant.
- Origination fee
- The published 1.85%–9.99% origination fee is deducted from loan proceeds, reducing the amount received.
A lending marketplace with bank-specific offers and state-dependent terms.
- Provider role
- Upstart Network is not a lender. Regulated financial institutions make loans on its marketplace.
- Amounts and terms
- The page advertises $1,000–$75,000 with 3- or 5-year terms. State minimums and maximums vary; not everyone qualifies for the full amount.