KeyBank / Laurel Road Student Loan Refinancing
The Laurel Road refinancing link now leads to KeyBank. This profile follows the current destination and its disclosures.
Checked facts and conditions
Current destination
Laurel Road’s student refinance URL redirects to KeyBank’s student loan refinancing page. Existing borrowers should use the servicer identified on their own statement.
Source: Laurel Road refinance URL (redirects to KeyBank) ↓Fees
KeyBank lists no origination fee or prepayment penalty. A payment over 15 days late may incur a fee capped at the lesser of 5% of the late payment or $28. A payment returned for insufficient funds or a closed account may cost $20.
Source: KeyBank refinance terms and fee disclosures ↓Credit-check stages
Preliminary rates follow a soft credit check and can change. Completing the application requires supporting documents and a hard credit check; final terms depend on underwriting approval.
Source: KeyBank refinance terms and fee disclosures ↓Questions for your actual offer
- Does this KeyBank program cover my degree, employment status and existing loans?
- Who will service the new loan, and how does that differ from my current account?
- What are the final APR, payment schedule and conditions for any discount?
Compare fixed and variable APRs separately, using the same amount and term. Review the final loan agreement for fees, total payments and cosigner obligations.
Provider sources
- Laurel Road refinance URL (redirects to KeyBank) ↗
Checked 2026-09-14
- KeyBank refinance terms and fee disclosures ↗
Checked 2026-09-14