College Ave Undergraduate Student Loan
Undergraduate borrowing with several in-school payment choices and conditional cosigner release.
Checked facts and conditions
In-school choices
College Ave lists immediate principal-and-interest, interest-only, fixed $25 monthly and deferred payment options for undergraduate loans. Compare the total cost of the options in your own offer.
Source: College Ave undergraduate loans ↓Release timing
Cosigner release is not automatic after 24 payments. College Ave requires at least half the original repayment term to have elapsed; its example places a 10-year loan at the fifth year of principal-and-interest repayment.
Source: College Ave cosigner-release requirements ↓Release qualifications
The primary borrower must request release, be a U.S. citizen or permanent resident, document annual income at least twice the outstanding balance and pass a credit review. The criteria also address recent delinquencies, bankruptcy, foreclosure and repossession.
Source: College Ave cosigner-release requirements ↓Questions for your actual offer
- What will each payment option cost over the full loan term?
- On what date could I first request cosigner release under my contract?
- Which lender issues my loan, and what fees and annual borrowing limits apply?
Compare fixed and variable APRs separately, using the same amount and term. Review the final loan agreement for fees, total payments and cosigner obligations.
Provider sources
- College Ave undergraduate loans ↗
Checked 2026-09-14
- College Ave cosigner-release requirements ↗
Checked 2026-09-14 · Document date: 2025-08-05