Ascent Non-Cosigned Outcomes-Based Loan
An outcomes-based option for eligible students approaching graduation without a cosigner.
Checked facts and conditions
Academic eligibility
The outcomes-based program requires a 3.0 or higher GPA and satisfactory academic progress. Applicants must be juniors or seniors enrolled full-time at an eligible institution, or at least half-time when within nine months of graduation. Other eligibility rules apply.
Source: Ascent non-cosigned loan comparison ↓Borrowing limit
The outcomes-based maximum is $20,000, with a $200,000 aggregate limit. The minimum is $2,001, or $6,001 for applicants with a permanent Massachusetts address. These are different from the credit-based product limits.
Source: Ascent non-cosigned loan comparison ↓Repayment
The outcomes-based loan offers 10- or 15-year terms with deferred repayment. Payments start up to nine months after graduation or leaving school.
Source: Ascent non-cosigned loan comparison ↓Questions for your actual offer
- Is my school, degree program and expected graduation date eligible?
- How much can I borrow for this academic year after other aid?
- What interest accrues during deferment, and what will my full monthly payment be?
Compare fixed and variable APRs separately, using the same amount and term. Review the final loan agreement for fees, total payments and cosigner obligations.
Provider sources
- Ascent non-cosigned loan comparison ↗
Checked 2026-09-14