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Savings rates · 2026-09-28 · History & sources →
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Brokerage

Charles Schwab: fees and conditions

Listed-stock trading, options, and mutual funds with different fee schedules.

Product details and conditions

Online stocks and ETFs

$0 online commission for listed stocks and ETFs. U.S. OTC equities cost $6.95; broker-assisted trades generally add $25.

Brokerage — official product terms ↓

Options

$0 base online commission plus $0.65 per contract; other applicable fees remain.

Brokerage — official product terms ↓

Mutual funds

Schwab Mutual Fund OneSource funds have $0 online transaction fees. Other mutual-fund purchases can cost up to $74.95.

Brokerage — official product terms ↓

Account minimums

Individual and joint brokerage accounts and traditional, Roth, and rollover IRAs list $0 opening and maintenance fees and $0 account minimums. Investment-specific requirements may differ.

Brokerage — official product terms ↓

Before you choose

  • Which pricing plan and fee schedule apply to my account and intended trades?
  • What regulatory, exchange, fund or service fees are additional to the advertised commission?
  • What will I pay to transfer investments or close the account?

Provider sources

  1. Brokerage — official product terms ↗

    Checked 2026-09-24

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