Home insurance
Liberty Mutual home insurance
Home coverage with optional replacement-cost and water-backup protection.
Product details and conditions
Core coverage
The product overview describes dwelling, personal property, liability and additional living expenses after a covered loss.
Home insurance — official product terms ↓Optional coverage
Personal property replacement-cost coverage and water backup or overflow protection are listed as add-ons, not benefits to assume are included.
Home insurance — official product terms ↓Quote factors
Liberty Mutual identifies location, home age, rebuild cost, claims history, deductible and coverage limits as pricing factors. Bundling and other discounts depend on eligibility.
Home insurance — official product terms ↓Before you choose
- Is this policy available for my address, vehicle or property?
- Which legal insurer issues my policy and handles claims?
- What limits, deductibles, exclusions and optional coverages appear in my written quote?
- What is the total premium with and without each discount?
Provider sources
- Home insurance — official product terms ↗
Checked 2026-09-24