Home insurance
Farmers Insurance home insurance
Property coverage with separate flood, earthquake and specialty-home options.
Product details and conditions
Home protection
Farmers describes coverage for repairing or rebuilding a home and replacing belongings after covered events, along with liability protection.
Home insurance — official product terms ↓Flood and earthquake
The property overview says flood insurance is not included in home policies and earthquake coverage is typically separate.
Home insurance — official product terms ↓Different property types
Farmers lists separate condo, landlord, mobile-home and specialty-home products. A standard homeowners policy should not be assumed to fit a rental, vacant or seasonal property.
Home insurance — official product terms ↓Before you choose
- Is this policy available for my address, vehicle or property?
- Which legal insurer issues my policy and handles claims?
- What limits, deductibles, exclusions and optional coverages appear in my written quote?
- What is the total premium with and without each discount?
Provider sources
- Home insurance — official product terms ↗
Checked 2026-09-24