Home insurance
Allstate home insurance
Dwelling, belongings and liability coverage with exclusions and optional protection to review.
Product details and conditions
Core coverage
Allstate describes dwelling, personal property, liability and additional living expenses after a covered loss makes the home uninhabitable.
Home insurance — official product terms ↓Important exclusions
Its overview lists flood, earth movement, water backup and wear or maintenance problems among general exclusions. Check endorsements and the actual policy for exceptions and limits.
Home insurance — official product terms ↓Pricing and bundling
Premiums depend on home age and location, belongings, claims and deductibles. Home and auto bundling is available in many states; request the actual combined price.
Home insurance — official product terms ↓Before you choose
- Is this policy available for my address, vehicle or property?
- Which legal insurer issues my policy and handles claims?
- What limits, deductibles, exclusions and optional coverages appear in my written quote?
- What is the total premium with and without each discount?
Provider sources
- Home insurance — official product terms ↗
Checked 2026-09-24