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30Y FIXED6.85%↑ 0.02·15Y FIXED6.12%↓ 0.01·REFI 30Y6.78%↑ 0.01·HELOC9.20%0.00·JUMBO 30Y7.05%↑ 0.03·HYSA TOP4.85%↓ 0.05·12M CD5.10%0.00·24M CD4.85%↓ 0.02·5Y CD4.40%↑ 0.01·MMA TOP4.65%0.00·AUTO 60M NEW7.10%↓ 0.02·AUTO 60M USED8.45%↑ 0.04·PERSONAL EXC.8.20%0.00·10Y TREASURY4.32%↑ 0.01·30Y FIXED6.85%↑ 0.02·15Y FIXED6.12%↓ 0.01·REFI 30Y6.78%↑ 0.01·HELOC9.20%0.00·JUMBO 30Y7.05%↑ 0.03·HYSA TOP4.85%↓ 0.05·12M CD5.10%0.00·24M CD4.85%↓ 0.02·5Y CD4.40%↑ 0.01·MMA TOP4.65%0.00·AUTO 60M NEW7.10%↓ 0.02·AUTO 60M USED8.45%↑ 0.04·PERSONAL EXC.8.20%0.00·10Y TREASURY4.32%↑ 0.01·
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Auto insurance review

Progressive Auto Insurance Review (2026)

Progressive earned 4.5 / 5 in our 2026 review. Best for: safe drivers, snapshot telematics program. Here is the full breakdown.

By the Fintiex Insurance Desk · Updated 2026-05-02
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Key stats
Annual premium
$1,400 to $2,100
AM Best
A+
JD Power
861 / 1000
Bundling discount
Up to 12%
States available
All 50 states
Good driver discount
Up to 31%
Digital experience
Excellent
Fintiex rating
4.5 / 5
Pros
  • +Snapshot program rewards safe drivers with significant discounts
  • +Name Your Price tool helps find coverage within your budget
  • +Rideshare insurance available for Uber and Lyft drivers
  • +Pet injury coverage included in collision
  • +Excellent digital tools and app
  • +Broad range of coverage add-ons
Cons
  • -Rates can be high for drivers with accidents or violations
  • -Snapshot program may increase rates for some driving patterns
  • -Customer service ratings vary by region

Coverage available

Liability onlyFull coverageMinimum stateHigh-value vehicles

Progressive writes the standard mix of auto policies. Most drivers will want full coverage (liability plus collision and comprehensive). Drivers with older paid-off cars may consider liability-only to save money, but only if you can afford to replace the vehicle out of pocket.

Best for

Progressive is the right pick if you prioritize safe drivers, snapshot telematics program. The carrier scores especially well on digital experience. If you do not match this profile, compare against the other top picks on our auto insurance hub.

Overview

Progressive is one of the well-known auto insurance carriers in the United States, with an AM Best financial strength rating of A+. The carrier is best known for safe drivers, snapshot telematics program, with average annual premiums in the $1,400 to $2,100 range for full coverage on a typical 35-year-old driver with a clean record.

On the customer-experience side, Progressive scored 861 on the latest JD Power US Auto Insurance Study (1,000-point scale). That puts it right around the industry average. The digital experience is rated excellent, with a best-in-class app and online portal for policy management, claims, and ID cards.

Bundling is a major lever: combining your auto policy with home or renters insurance can save about 12 percent on both policies. Progressive also offers a good driver discount of up to 31 percent for accident-free histories. Add in paperless billing, multi-vehicle, and safety feature discounts and the all-in savings can reach 30 to 40 percent off rack rate.

How to get a Progressive quote

Getting a quote from Progressive takes about 10 minutes online. You will need your driver license number, vehicle VIN, current insurance declarations page (if any), and an idea of the coverage limits you want. The carrier may also run a soft credit check in states where credit-based insurance scoring is allowed.

  • Visit the Progressive quote page and start the auto application
  • Enter ZIP code, driver and vehicle info, and prior insurance details
  • Select your coverage limits (we recommend at least 100/300/100 liability)
  • Review the quote, apply any discounts (good driver, bundling, paperless)
  • Bind the policy online or call to finalize with an agent
Start a Progressive quote

Frequently asked questions

Is Progressive a good auto insurance company?
Progressive earned 4.5 out of 5 in our 2026 review. It carries an AM Best rating of A+ and a JD Power satisfaction score of 861 out of 1,000. Best for: safe drivers, snapshot telematics program.
How much does Progressive auto insurance cost?
Average premiums range from $1,400 to $2,100 per year for full coverage. Your actual rate depends on driving record, vehicle, location, credit score, and coverage limits. Get a quote at Progressive to see your exact rate.
What discounts does Progressive offer?
Progressive offers a bundling discount of about 12 percent for combining auto with home or renters insurance, plus up to 31 percent off for clean driving records. Additional discounts may apply for paperless billing, multi-vehicle, and safety features.
Is Progressive available in my state?
Progressive writes auto policies in all 50 states.
How fast is the Progressive claims process?
Progressive accepts claims via app, phone, online, and agent. Most simple claims are settled within 7 to 14 days. Complex claims (totaled vehicles, injuries) can take 30 to 60 days.
Should I bundle Progressive auto with home insurance?
Bundling can save you about 12 percent on both policies with Progressive. Always run the numbers against two standalone quotes to make sure bundling beats buying separately.

Ready to get a Progressive quote?

Takes about 10 minutes. No commitment to bind.

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