[{"key":"bread","name":"Bread Savings High Yield Savings","apy":3.95,"minimum":100,"condition":"$100 opening deposit. Variable APY; no monthly maintenance fee.","source":"https://opensavings.breadfinancial.com/","checked":"2026-09-11","review":"/reviews/bread","status":"confirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"bask","name":"Bask Interest Savings","apy":3.75,"minimum":0,"condition":"Base APY. Fund within 15 business days. Expired new-customer promotions are excluded.","source":"https://baskbank.com/current-rates","checked":"2026-09-11","review":"/reviews/bask","status":"confirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"cit","name":"CIT Platinum Savings","apy":3.75,"minimum":100,"condition":"This APY requires $5,000 or more; lower balances earn 0.25%. This is not Savings Connect.","source":"https://www.cit.com/cit-bank/bank/savings","checked":"2026-09-11","review":"/reviews/cit","status":"confirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"cit-savings-connect","name":"CIT Savings Connect","apy":3.65,"minimum":100,"condition":"$100 to open; no account opening or maintenance fees. Separate from Platinum Savings.","source":"https://www.cit.com/cit-bank/bank/savings","checked":"2026-09-11","review":"/savings/accounts/cit-savings-connect","status":"confirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"marcus","name":"Marcus Online Savings Account","apy":3.4,"minimum":0,"condition":"Standard variable APY. No fees or minimum deposit; temporary referral boosts excluded.","source":"https://www.marcus.com/us/en/comparison","checked":"2026-09-11","review":"/reviews/marcus","status":"confirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"sofi","name":"SoFi Checking and Savings","apy":3.1,"minimum":0,"condition":"Requires eligible direct deposit or qualifying deposits. Temporary promotional boosts excluded; lower rates apply without qualification.","source":"https://www.sofi.com/banking/","checked":"2026-09-11","review":"/reviews/sofi","status":"confirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"ally","name":"Ally Bank Savings","apy":3,"minimum":0,"condition":"No minimum opening deposit or monthly maintenance fee. Certain withdrawals limited to 10 per statement cycle.","source":"https://www.ally.com/bank/view-rates/","checked":"2026-09-11","review":"/reviews/ally","status":"confirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"lendingclub-savings","name":"Happen Bank LevelUp Savings (formerly LendingClub)","apy":4,"minimum":0,"condition":"4.00% requires $250 or more in deposits per evaluation period; otherwise 3.00%. Introductory evaluation rules apply. No minimum opening deposit.","source":"https://www.happen.com/","checked":"2026-09-11","review":"/savings/accounts/lendingclub-high-yield-savings","status":"confirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"synchrony","name":"Synchrony High Yield Savings","apy":null,"minimum":0,"condition":"No minimum deposit or monthly fees. The current numeric APY could not be independently confirmed; check the provider.","source":"https://www.synchrony.com/banking/products/high-yield-savings","checked":"2026-09-11","review":"/savings/accounts/synchrony-high-yield-savings","status":"unconfirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"amex-savings","name":"American Express High Yield Savings","apy":null,"minimum":0,"condition":"No opening or monthly maintenance fee and no minimum deposit. Confirm the current APY with American Express.","source":"https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/","checked":"2026-09-11","review":"/reviews/amex-savings","status":"unconfirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"capital-one","name":"Capital One 360 Performance Savings","apy":null,"minimum":0,"condition":"No minimum balance or monthly fee. Confirm the current numeric APY with Capital One.","source":"https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/","checked":"2026-09-11","review":"/savings/accounts/capital-one-360-performance-savings","status":"unconfirmed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"discover-savings","name":"Discover Online Savings","apy":null,"minimum":0,"condition":"Not offered to new applicants. Existing customers should follow their account notices; new customers can compare Capital One or other accounts.","source":"https://www.discover.com/online-banking/","checked":"2026-09-11","review":"/reviews/discover-savings","closed":true,"status":"closed","note":"Preserved from the September 11 provider-check snapshot."},{"key":"bread","name":"Bread Savings High Yield Savings","apy":null,"minimum":null,"condition":"The product page could not be retrieved with its rate and terms during this check. Verify the APY, opening deposit and fees directly.","source":"https://www.breadfinancial.com/en/bread-savings/high-yield-savings-account.html","checked":"2026-09-14","review":"/reviews/bread","status":"unconfirmed","note":"Product page returned a browser-check interstitial; application page did not expose a numeric APY. No prior rate carried forward."},{"key":"bask","name":"Bask Interest Savings","apy":3.75,"minimum":0,"condition":"No minimum balance or monthly account fees. Fund within 15 business days. Variable APY; mileage savings and promotions excluded.","source":"https://baskbank.com/current-rates","checked":"2026-09-14","review":"/reviews/bask","status":"confirmed","note":"Numeric APY and stated account conditions found on the linked provider page."},{"key":"cit","name":"CIT Platinum Savings","apy":3.75,"minimum":100,"condition":"This APY requires $5,000 or more; lower balances earn 0.25%. This is not Savings Connect.","source":"https://www.cit.com/cit-bank/bank/savings","checked":"2026-09-14","review":"/reviews/cit","status":"confirmed","note":"Numeric APY and stated account conditions found on the linked provider page.","source_date":"2026-07-01"},{"key":"cit-savings-connect","name":"CIT Savings Connect","apy":3.65,"minimum":100,"condition":"$100 to open; no account opening or maintenance fees. Separate from Platinum Savings.","source":"https://www.cit.com/cit-bank/bank/savings","checked":"2026-09-14","review":"/savings/accounts/cit-savings-connect","status":"confirmed","note":"Numeric APY and stated account conditions found on the linked provider page.","source_date":"2026-07-01"},{"key":"marcus","name":"Marcus Online Savings Account","apy":3.4,"minimum":0,"condition":"Standard variable APY. No fees or minimum deposit; temporary referral boosts excluded.","source":"https://www.marcus.com/us/en/comparison","checked":"2026-09-14","review":"/reviews/marcus","status":"confirmed","note":"Numeric APY and stated account conditions found on the linked provider page."},{"key":"sofi","name":"SoFi Checking and Savings","apy":3.1,"minimum":0,"condition":"Non-Plus savings rate with eligible direct deposit or $5,000 in qualifying deposits during the applicable period. Paid Plus tiers and temporary boosts excluded. Check the rate sheet for qualification and lower rates.","source":"https://www.sofi.com/legal/banking-rate-sheet/","checked":"2026-09-14","review":"/reviews/sofi","status":"confirmed","note":"Numeric APY and stated account conditions found on the linked provider page.","source_date":"2026-05-28"},{"key":"ally","name":"Ally Bank Savings","apy":3,"minimum":0,"condition":"No minimum opening deposit or monthly maintenance fee. Certain withdrawals limited to 10 per statement cycle.","source":"https://www.ally.com/bank/savings-account-rates","checked":"2026-09-14","review":"/reviews/ally","status":"confirmed","note":"Numeric APY and stated account conditions found on the linked provider page.","source_date":"2026-09-10"},{"key":"lendingclub-savings","name":"Happen Bank LevelUp Savings (formerly LendingClub)","apy":4,"minimum":0,"condition":"4.00% requires $250 or more in deposits per evaluation period; otherwise 3.00%. Introductory evaluation rules apply. No minimum opening deposit.","source":"https://www.happen.com/","checked":"2026-09-14","review":"/savings/accounts/lendingclub-high-yield-savings","status":"confirmed","note":"Numeric APY and stated account conditions found on the linked provider page.","source_date":"2026-09-11"},{"key":"synchrony","name":"Synchrony High Yield Savings","apy":null,"minimum":0,"condition":"No minimum deposit or monthly fees. The current numeric APY could not be independently confirmed; check the provider.","source":"https://www.synchrony.com/banking/products/high-yield-savings","checked":"2026-09-14","review":"/savings/accounts/synchrony-high-yield-savings","status":"unconfirmed","note":"Provider page retrieved, but no numeric APY was exposed in the available content. This is not a zero rate."},{"key":"amex-savings","name":"American Express High Yield Savings","apy":null,"minimum":0,"condition":"No opening or monthly maintenance fee and no minimum deposit. Confirm the current APY with American Express.","source":"https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/","checked":"2026-09-14","review":"/reviews/amex-savings","status":"unconfirmed","note":"Provider page retrieved, but no numeric APY was exposed in the available content. This is not a zero rate."},{"key":"capital-one","name":"Capital One 360 Performance Savings","apy":null,"minimum":0,"condition":"No minimum balance or monthly fee. Confirm the current numeric APY with Capital One.","source":"https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/","checked":"2026-09-14","review":"/savings/accounts/capital-one-360-performance-savings","status":"unconfirmed","note":"Provider page retrieved, but no numeric APY was exposed in the available content. This is not a zero rate."},{"key":"discover-savings","name":"Discover Online Savings","apy":null,"minimum":null,"condition":"Not offered to new applicants. Existing customers should follow their account notices; new customers can compare Capital One or other accounts.","source":"https://www.discover.com/online-banking/","checked":"2026-09-14","review":"/reviews/discover-savings","closed":true,"status":"closed","note":"Discover banking page directs new account exploration to Capital One and provides instructions for existing Discover customers."}]